Banks can take weeks and often turn down lower credit scores. Our short-term loans give you quick access to cash for urgent expenses or temporary gaps.
Complete the online application in minutes and receive $300 to $3,000, often within 24 hours.
Canadian lending experience
Flexible loan amounts
Interac e-Transfer funding*
Transparent, competitive rate
Short-term loans cover urgent expenses over a short repayment period. Amounts are smaller and repayment is divided into manageable installments.
Applications are made entirely online and lenders consider your income, employment and repayment ability rather than relying only on your credit history.
Our partners follow Canadian lending laws and consumer protection rules.
Funds can be sent in under 45 minutes after signing; most files are processed within 24 hours.
17+ years helping Canadians find balanced solutions.
No application fees and no surprise charges, ever.
Data used only for verification, accessed by authorized, background-checked staff.
Competitive pricing up to 18% APR, and we prefer giving extra time over penalties.
Pay a phone, internet or electricity balance before it is disconnected.
Bridge a period while you restructure and consolidate your balances.
Access care, medication or treatment without delay.
These documents let lenders confirm your identity, income and banking details safely. Your data travels through SSL-encrypted connections and is never shared with unauthorized parties.
Bank statements confirm an active account; they are not used to judge your credit score.
No branch visit and no stack of paperwork. Everything happens online, from your phone or computer.
Apply online and upload your documents securely.
A few minutes
Review the rate, term and conditions, then sign electronically.
Read it carefully
Funds are deposited directly to your account; repay in equal installments.
Often within 1 hour
Apply online in minutes. Get a fast answer from our brokers and receive your money by Interac e-Transfer once your agreement is signed.
