Need money quickly? Apply from home without paperwork or long approval delays. If a bank turned you down because of your credit score, our platform connects you with lenders who look at your current situation.
Choose the amount you need, from $300 to $3,000, and get a quick answer.
Canadian lending experience
Flexible loan amounts
Interac e-Transfer funding*
Transparent, competitive rate
We know how stressful it is to need money fast. That is why we work with trusted lenders who follow Canadian consumer protection rules, so your terms are transparent and free of unfair conditions.
Our team reviews applications quickly and works to get approved funds to you as fast as possible.
Fast access to funds for an urgent expense, reviewed rapidly so you are not left waiting.
Covers a short gap until your next paycheque, then repaid on your next pay cycle.
Never refused because of your score alone. Hard inquiries can stay on a file for up to two years; this avoids one.
Deposit a small amount as security and use the card to rebuild your credit over time.
As a general guide, a score below 500 is considered poor, 500 to 700 average and above 700 good. Many banks will not approve applicants under 500.
An unexpected event can pull your score down quickly. Our online options are designed so that a lower score does not leave you without solutions.
Our lending partners focus on your current income and your ability to repay, not only on your credit history. Meeting these simple conditions helps your file move faster.
Short-term loans are designed for temporary needs. Request only the amount you need and make sure the repayments fit comfortably in your budget.
No branch visit and no stack of paperwork. Everything happens online, from your phone or computer.
Complete our secure form in a few minutes with your basic personal, employment and banking details.
Takes about 2 minutes
Once approved, you receive a clear loan agreement. Read the terms, then sign electronically.
100% digital e-signature
Funds are sent by Interac e-Transfer to your Canadian bank account, often the same day.
e-Transfer in ~1 hour*
Apply online in minutes. Get a fast answer from our brokers and receive your money by Interac e-Transfer once your agreement is signed.
