Several credit cards, a personal loan and a few overdue bills, each with its own rate and due date. Debt consolidation brings them together into a single, predictable payment.
Our specialists help you review your options online, quickly and confidentially.
Canadian lending experience
Flexible loan amounts
Interac e-Transfer funding*
Transparent, competitive rate
Juggling multiple balances makes it easy to miss a payment and hard to see the finish line. Debt consolidation replaces several obligations with one structured loan, so you always know what you owe and when.
The result: fewer reminders, less stress and a clear path toward becoming debt-free.
Replace multiple creditors with a single payment and a single point of contact.
High-rate balances such as credit cards can be grouped into a loan with better terms.
A fixed timeline helps you plan your monthly budget and track your progress.
When reviewing a consolidation request, our specialists consider your income stability, your assets, your credit history and the total amount you want to consolidate.
A strong credit profile helps, but it is not mandatory. If needed, our team can also show you how to rebuild your credit while you pay down your balances.
No branch visit and no stack of paperwork. Everything happens online, from your phone or computer.
Complete our secure form in a few minutes with your basic personal, employment and banking details.
Takes about 2 minutes
Once approved, you receive a clear loan agreement. Read the terms, then sign electronically.
100% digital e-signature
Funds are sent by Interac e-Transfer to your Canadian bank account, often the same day.
e-Transfer in ~1 hour*
If you can no longer make your payments, contact us. We always try to find a new arrangement together, based on your real repayment capacity.
If no agreement can be reached, the file may be assigned to an external collection agency, in which case legal fees are the borrower’s responsibility. Talking to us early is always the best option.
Apply online in minutes. Get a fast answer from our brokers and receive your money by Interac e-Transfer once your agreement is signed.
