When an urgent situation hits, the last thing you need is another rejection. Deposit My Cash Now offers flexible short-term loans to applicants across Canada, including those with bad credit.
Meet a few simple criteria and get between $300 and $1,500 deposited within 24 hours at most.
Canadian lending experience
Flexible loan amounts
Interac e-Transfer funding*
Transparent, competitive rate
It is a short-term loan built to solve last-minute emergencies. Unlike banks, we lend to people with low credit scores who have nowhere else to turn, as long as their income allows them to repay.
As a private lender, we do not consult credit bureaus to decide. However, if a loan goes unpaid and is sent to a collection agency, that agency may report it, which can affect your score.
Your application is reviewed regardless of your credit rating, through our network of reliable lenders.
Your home and car are never put up as security, so there is no risk of repossession.
Apply online from your phone or computer; we respond within 24 hours at the latest.
Our solutions respect the consumer protection standards of each province.
Instant bank verification confirms your details quickly, without paperwork.
Settle an overdue bill before a temporary problem becomes a lasting one.
Personal emergencies do not need to be explained. As long as you can repay, we will not ask you to justify your spending.
These loans are designed for short-term emergencies, not for ongoing financial problems or non-essential purchases.
Our lending partners focus on your current income and your ability to repay, not only on your credit history. Meeting these simple conditions helps your file move faster.
Short-term loans are designed for temporary needs. Request only the amount you need and make sure the repayments fit comfortably in your budget.
No branch visit and no stack of paperwork. Everything happens online, from your phone or computer.
Tell us about yourself, your employer and the amount you need on our secure platform.
About 10 minutes
If approved, you receive a loan agreement to read, sign and return electronically.
Clear repayment schedule
We transfer the money to your bank account and notify you once it is done.
Within 24 hours max
Your agreement includes a repayment schedule. Late payments must be discussed with us and may lead to fees.
With more than 17 years in the industry, we have seen how a manageable loan helps and how an oversized one hurts. Requesting the minimum amount you need is the best way to stay on track.
Apply online in minutes. Get a fast answer from our brokers and receive your money by Interac e-Transfer once your agreement is signed.
